Business loans
Benefits
Built for how you actually earn
Structured pricing
Rates tied to your business fundamentals — not one-size-fits-all tables.
Flexible tenures
3 to 36 months, aligned to your project or working capital cycle.
Cash-flow underwriting
We assess your business, not just your paperwork.
Up to ₦250M
From working capital to major expansion, we scale with you.
Eligibility
- ✓Registered business (CAC certified) with 2+ years of operation
- ✓Verifiable cash flow of ₦1M+ monthly
- ✓Active business bank account
- ✓Clean credit bureau record for principals
- ✓Business plan or project brief (for expansion loans)
Required documents
- •Certificate of incorporation & CAC forms
- •Last 12 months business bank statements
- •Audited financials (or management accounts for younger firms)
- •Tax clearance certificate
- •Director's IDs and BVNs
- •Business plan / use-of-funds memo
Application
Apply in minutes. Get a decision in 24 hours.
Secured Loan Application Form
Business loans Application Form
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Step 1: Loan Facility
Specify your loan facility request, tenure, repayment plan, and collateral.
Step 1 of 6 · 17% complete
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Rockshield Finance Limited
Your business runs on cash flow. We keep it moving.
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