Personal loans
Benefits
Built for how you actually earn
Competitive rates
Rates that reflect your income stability and career trajectory.
48-month tenures
Structure repayments to match your cash flows and career growth.
Salary-based repayment
Standing order setup so you never think about it after signing.
Up to ₦15M
Facility sizes for major life moves — property, education, weddings.
Eligibility
- ✓Full-time employment at a verified company or steady verifiable income
- ✓Minimum 6-12 months at current employment
- ✓Confirmed employment / income stream
- ✓Monthly net income of ₦150,000 or more
- ✓Valid government-issued ID & NIN
Required documents
- •Completed application form
- •NIN slip / Valid government ID
- •Passport photograph
- •Signature
- •Bank statement & salary slip (optional)
Application
Apply in minutes. Get a decision in 24 hours.
Secured Loan Application Form
Personal loans Application Form
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Step 1: Loan Facility
Specify your loan facility request, tenure, repayment plan, and collateral.
Step 1 of 6 · 17% complete
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Rockshield Finance Limited
Move the goalposts on your career — with the capital to match.
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