Public sector loans
Benefits
Built for how you actually earn
Preferential rates
Our lowest rate tier reserved exclusively for public sector employees.
60-month tenures
Longer terms so monthly payments stay comfortably below your ceiling.
Direct deduction
Automated payroll deduction means you never miss a payment or a beat.
Up to ₦20M
Access facility sizes that match real needs — not token amounts.
Eligibility
- ✓Permanent employee of a federal, state, or LGA entity
- ✓Confirmed appointment (probation completed)
- ✓Minimum 2 years of remaining service
- ✓Verifiable IPPIS or state payroll record
- ✓Valid staff ID and government-issued ID
Required documents
- •Completed application form
- •Last 6 months salary slips or IPPIS payslip
- •Letter of introduction from employer
- •Bank statement (last 6 months)
- •Two passport photographs
- •Valid government ID (NIN, driver's license, or int'l passport)
Application
Apply in minutes. Get a decision in 24 hours.
Secured Loan Application Form
Public sector loans Application Form
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Step 1: Loan Type
Choose your loan category and specify the amount you need.
Step 1 of 6 · 17% complete
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Rockshield Finance Limited
Serving the nation? Let us finance the life behind the service.
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